tag:blogger.com,1999:blog-7953675.post3351882483639710808..comments2023-11-05T07:18:56.436-05:00Comments on Thoughts From a Mind: The Month of No PurchasesKarenhttp://www.blogger.com/profile/13285435533909554039noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-7953675.post-13520113835910583492008-07-13T09:10:00.000-04:002008-07-13T09:10:00.000-04:00I agree - pay yourself first. Secondly, don't go ...I agree - pay yourself first. Secondly, don't go shopping at all. No window shopping, no just looking. Keep grocery shopping to a minimum - once a week max. The less you go the less you spend on frivolous stuff. <BR/><BR/>Also, during this time only use cash. No credit cards. You will notice really quickly if you have enough to spend or not.Wendy aka Cheekyhttps://www.blogger.com/profile/18141415238972042869noreply@blogger.comtag:blogger.com,1999:blog-7953675.post-4417463029594633822008-07-09T14:56:00.000-04:002008-07-09T14:56:00.000-04:00I do have a 401k through work, though I don't put ...I do have a 401k through work, though I don't put much in a month, maybe $150 total. Once I re-establish a safety savings, I plan on kicking that up.<BR/><BR/>Coupons are definitely a great idea. I currently don't use any, so that's absolutely something I can start doing. <BR/><BR/>Thankfully living in NYC I don't pay any utilities other than power, but those summer months with AC definitely are rough. I am pretty sure they do the budget plan, so I'll look into that.<BR/><BR/>Keep the ideas coming!!Karenhttps://www.blogger.com/profile/13285435533909554039noreply@blogger.comtag:blogger.com,1999:blog-7953675.post-90083116528161178512008-07-09T14:32:00.000-04:002008-07-09T14:32:00.000-04:00First, Congrats on getting out of credit card debt...First, Congrats on getting out of credit card debt!<BR/><BR/>One thing you can try is to pay yourself first. In other words, give yourself an allowance for purchasing stuff where you don't have to be accountable. The amount should be based on your budget.<BR/><BR/>Is there a budget plan for any of your utilities. Where I live, most people are on the budget plan for heating becuase no one wants to pay $700.00 heating bill in January. <BR/><BR/>Coupons rock. Go to Coupons.com and enter your zip code. <BR/><BR/>For saving, do you have a retirement plan at work? Are investing in an IRA?Seeking Solacehttps://www.blogger.com/profile/13605809609182729290noreply@blogger.com