When you buy something on credit, it ends up costing more than it's worth. Let's say you buy an IPOD and it's $250. You put it on your Discover Card and pay it off little by little every month. In the end because of interest it ended up costing you $325. MORE than what it was worth. That's what love is like to me. It has a price and a value, but the acutal COST is too much to bear.